Additions Direct
Catalogue

Great Offers at additions direct all the
latest fashions - from essential holiday wear to fabulous
footwear, plus casual and branded fashion collections - and
every range features Autumn savers! Additions Direct new
collection of affordable furniture and home
accessories.
Sign up to Additions Direct Direct Plus
Account and you can shop for whatever you want today, and
benefit from easy payments that you control. We�ll send
you a monthly statement showing your balance and the
minimum payment you need to make. Then it�s up to you!
Your monthly statement Every 4 weeks we will send you a
statement setting out your balance. Your statement will
show you all your orders for that period, any returns and
the minimum payment you need to make. The outstanding
balance shown on your statement is the cost of your goods
plus if applicable a charge for credit incurred in that 4
week period. 4 payment options: Pay the full amount You
can clear your account by paying the "Balance Owing",
with no interest to pay. 3 months interest opt-out You
can pay for your purchases by 3 monthly instalments and
avoid paying interest. Interest opt-out payment is
calculated on a 3 statement cycle. The first payment is
calculated as 1/3 of the outstanding balance shown on
your first statement. The second payment will be 1/2 of
the outstanding balance on your second statement and the
third payment will be the full outstanding balance on
your third statement. However, where a further purchase
is added to your account in either period 2 or 3, this
will cause the calculation cycle to recommence. Spread
the cost even further If you need to spread the cost for
longer, just pay the �Minimum Payment� shown on your
statement. The minimum payment will be either 5% of the
outstanding balance or �5 whichever is the greater.
However if the outstanding balance on the statement is
less than �5 then you must pay the full outstanding
balance. You are free to pay off the outstanding balance
more quickly at any time if you wish. Typical APR 29.8%
Variable. *One month = 28days
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